I have the following property, and request you to kind tell me on what I have to pay the Zakah
Mu' meneen Brothers and Sisters,
As Salaam Aleikum wa Rahmatullahi wa
Barakatuh. (May Allah's Peace, Mercy and Blessings be upon all of you)
One of our brothers/sisters has asked
this question:
Dear
Sir, Assalamo Alaikum !!
May the peace and blessings of Allah be on you for the good work you are doing.
I have the following property, and request you to kind tell me on what I have
to pay the Zakah, and how to calculate it, so that I may follow the same
procedure every year without any doubts arising in my mind if I have paid the
Zakah correctly.
Property In my name:
- Plot of Land valued at
Pakistan Rs.3 million
- Car Valued at Pak Rs.250,000
(In my personal use)
- I have a salary of Pakistan
Rs.90,000 per month. (After payment of rent of house, education and other
household expenses, I save Pak Rs.200,000 per year).
Property In wife’s name:
- Land plot valued at current
price Pak Rs.3 million
- Land plot valued at current
price Pak Rs.2 million
- Car valued at Pak Rs.350,000.
(In wife’s use)
- Gold Jewellery belonging to
and in personal use of wife, worth Pak Rs.250,000.
Please note that as yet we do not have our own house, and
intend to construct one at one of the plots that we own. Also my wife does not
have an income of her own, and the Zakat on property in her name will also be
paid by me. Kindly give your valuable opinion in light of Quran and Hadeeth.
With deep regards and sincere prayers,
PS: One
US Dollar equals 58 Pak Rs.
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errors in the above statement. The forum does not change anything from
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Answer:
Zakah calculations
In the name of Allah, We praise Him, seek His help and ask
for His forgiveness. Whoever Allah guides none can misguide, and whoever
He allows to fall astray, none can guide them aright. We bear witness that
there is no one (no idol, no person, no
grave, no prophet, no imam, no dai,
nobody!) worthy of worship but Allah Alone, and we bear witness that
Muhammad (saws) is His slave-servant and the seal of His Messengers.
Beloved Brother in Islam, Allah has commanded the
believers who have been blessed with more than their needs to annually share
2.5% of their surplus nett worth with their less fortunate brothers and sisters
in faith, provided their surplus wealth has been in their possession for a
period of one calendar year.
Property In my name:
Q-1: Plot of Land valued at Pakistan Rs.3
million
The plot of land is zakatable at 2.5% of its fair market
value, provided it has been in your possession for a period of at least one
calendar year.
Q-2: Car Valued at Pak Rs.250,000 (In my personal
use)
Any property or asset which is used to live one’s life is
not liable for zakah, including one’s own house, one’s car, one’s furniture and
fixtures, etc. Thus, there is no zakah
on the car, regardless of its value.
Q-3: I have a salary of Pakistan Rs.90,000 per
month. (After payment of rent of house, education and other household expenses,
I save Pak Rs.200,000 per year).
Zakah is not paid on one’s annual income or salary; but
rather zakah is a poor-tax which the wealthy believers are commanded to pay
annually on all of their surplus wealth which has been in their possession for
a period of one calendar year.
If you save Rs. 200,000.00 per year, and you have this
amount saved and in your possession for a period of one calendar year, zakah
would be liable on this saved amount.
Property In wife’s name:
Q-1A: Land plot valued at current price Pak Rs.3
million
If the land has been in your possession for a period of
one calendar year, a 2.5% zakah would be liable on its fair market value.
Q-2A: Land plot valued at current price Pak Rs.2 million
If the land has been in your possession for a period of
one calendar year, a 2.5% zakah would be liable on its fair market value.
Q-3A: Car valued at Pak Rs.350,000. (In wife’s
use)
Not liable for zakah if the car is being used by your
wife.
Q-4A: Gold
Jewellery belonging to and in personal use of wife, worth Pak Rs.250,000.
The jewelry would
be liable for zakah at 2.5% of its value, provided it has been in your
possession for a period of one calendar year.
Whatever written of Truth and benefit is only due to
Allah’s Assistance and Guidance, and whatever of error is of me alone. Allah Alone Knows Best and He is the Only
Source of Strength.
Your brother and well wisher in
Islam,
Burhan
Wister