Check below answers in case you are looking for other related questions:

Mother keeps taking loan on interest debt.

Mu' meneen Brothers and Sisters,

As Salaam Aleikum wa Rahmatullahi wa Barakatuh. (May Allah's Peace, Mercy and Blessings be upon all of you)


One of our brothers/sisters has asked this question:

Assalamo Aleikum


My father is died. I and my brothers give to my mother enough money monthly to keep her survive, yet she takes loan on usury - RIBA (from an individual on huge rate of interest @ 5% to 10% per month) and she spends money on very unnecessary way in society.  Once I paid huge debt of her and again she started taking loan and again I settled another huge debt. I have my wife and children and I am financially not so well to keep on giving her money like this. Even I warned her frequently not to take loan and to spend unnecessary money, she has built up a huge debt and now she is asking me to pay off her debt. In our country, we do not have Sharia court and I cannot impose HIJR on her.


Therefore, I have decided that I should not pay this debt so that the moneylenders will not lend further money to my mother. If she has kept something in mortgage, let her loose whatever property she has. Even after her death, I should not bother to pay off her debt. I am asking you question, whether I am right in my above decision? Am I religiously responsible to pay off the parents debt in the above circumstamnces??


Please DO NOT disclose my name.


Allah Hafez


(There may be some grammatical and spelling errors in the above statement. The forum does not change anything from questions, comments and statements received from our readers for circulation in confidentiality.)




Mother keeps taking loan on interest debt

In the name of Allah, We praise Him, seek His help and ask for His forgiveness. Whoever Allah guides none can misguide, and whoever He allows to fall astray, none can guide them aright. We bear witness that there is none worthy of worship but Allah Alone, and we bear witness that Muhammad (saws) is His slave-servant and the seal of His Messengers.


To bear the complete financial upkeep of one’s parents in their old age is one of the absolutely obligatory duties of a believing off-spring in Islam. If what you have related is indeed true, that in spite of you providing sufficiently according to your means for the upkeep of your mother, she takes on ‘unnecessary’ loans….and that too on ‘riba’ which has been categorically forbidden by Allah and His Messenger (saws)….and the one and only reason you are refusing to pay her outstanding debts this time is so that she will not be able to raise any more unlawful debt….you are absolutely within your rights in Shariah to refuse to obey this unlawful command of your mother.


Al-Tirmidhi Hadith 3696 Narrated by An-Nawwas ibn Sam'an

Allah's Messenger (saws) said, "A creature is not to be obeyed when it involves disobedience to the Creator."


Respected brother in Islam, just because as in this particular case, it would be lawful and permissible for a believing off-spring to disobey the unlawful ‘command of their parents….it does not and should not be taken as a license to disrespect, or be harsh, or be rude to one’s parents!


Disobeying an unlawful ‘decision’ or ‘command’ of one’s parents is one thing; to disobey or be undutiful towards one’s parents is altogether another!


One cannot over-emphasize the importance and significance of serving and being dutiful to one’s parents in Islam…… Second only to the heinous and the ultimate abomination of ‘shirk’ in the Sight of Allah is for an off-spring to be undutiful to one’s parents!


Allah says in the Holy Quran Chapter 17 Surah Bani Israel verses 23-24:

Your Lord has enjoined the following: You should not worship anyone but Him Alone! Treat your parents with great kindness; if either or both of them attain old age, do not even say ‘uff’ to them; nor rebuke them; but speak to them kind words. Treat them with humility and tenderness and pray, “O our Lord, be merciful to them, just as they brought me up with kindness and affection in my childhood.”


Allah says in the Holy Quran Chapter 31 Surah Luqman verse 14:

14 And We have enjoined on man (to be good) to his parents: in travail upon travail did his mother bear him and in years twain was his weaning: (hear the command) "Show gratitude to Me and to thy parents: to Me is (thy final) Goal.


Allah says in the Holy Quran Chapter 4 Surah Nisaa verse 36:

36 Serve Allah and join not any partners with Him: and do good to parents kinsfolk orphans those in need neighbors who are near neighbors who are strangers the companion by your side the way-farer (ye meet) and what your right hands possess: for Allah loveth not the arrogant the vainglorious;


Al-Tirmidhi Hadith 4941 Narrated by Abu Umamah

A man said, "O Messenger of Allah (saws), what rights can parents demand from their children?" He (saws) replied, "They are (or your relation with them will determine) your Paradise or your Hell."


Sunan of Abu-Dawood Hadith 5120 Narrated by Mu'awiyah ibn Hayadah

I asked: ‘O Messenger of Allah(saws)! To whom should I show kindness most?’ He (saws) replied: ‘Your mother.’ I asked (again): ‘Who next?’. He (saws) replied: ‘Your mother!’. I asked: ‘Who next?’ He (saws) replied: ‘Your mother!’ I asked again: ‘Who next?’ and he (saws) replied: ‘Your father, and then your relatives in order of relationship.’


Al-Tirmidhi Hadith 4939 Narrated by Mu'awiyah ibn Jahimah

Jahimah came to the Prophet (saws) and said, "Messenger of Allah (saws), I desire to go on a military expedition and I have come to consult you. He (saws) asked him if he had a mother, and when he replied that he had, he (saws) said, "Stay with her, for Paradise is at her feet."


Sahih Al-Bukhari Hadith 8.18 Narrated by Aisha

The Prophet (saws) said: "The word 'Ar-Rahm' (womb) derives its name from 'Ar-Rahman' (i.e. Allah). So whosoever keeps good relations with it (womb i.e. kith and kin), Allah will keep good relations with him, and whosoever will sever it (i.e. severs his bonds of kith and kin) Allah too will sever His relations with him!"


Sahih Al-Bukhari Hadith 3.821 Narrated by Anas

The Prophet (saws) was asked about the ‘Kabair’ (the absolute gravest sins in the Sight of Allah). He (saws) replied: "They are:--

To join others in worship with Allah,

To be undutiful to one's parents,

To kill a person (which Allah has forbidden to kill) (i.e. to commit the crime of murder),

And to give a false witness."


Sahih Al-Bukhari Hadith 8.290 Narrated by Abu Bakra

Allah's Messenger (saws) said, "Shall I inform you of the biggest of the Great Sins?" They said, "Yes, O Allah's Messenger (saws)!" He (saws) said, "To join partners in worship with Allah, and to be undutiful to one's parents."


Al-Tirmidhi Hadith 3655 Narrated by Abdullah ibn Umar

Allah's Messenger (saws) said, "There are three people to whom Allah has forbidden Paradise: one who is addicted to wine, an undutiful son, and a cuckold who agrees to his womenfolk's adultery."


Thus my respected brother, even if you have to disobey this unlawful ‘command of your mother, you make absolutely sure that at all times, you fear Allah and with absolute patience, and humility, and tenderness, and politeness…..strive your absolute utmost to convince your mother regarding her unacceptable ‘habit’.


But my respected brother, whatever you do in your efforts to change the unlawful and unacceptable ‘habit’ of your mother, you make absolutely sure that at all times, you fear Allah your Lord, and under any circumstances you do not offer even a word of contempt or abuse or harshness or threats towards her….for that then would be a manifest transgression of the prescribed Boundaries of the Lord Most Majestic.


If one trusts, obeys, and follows the guidance and commands of Allah and His Messenger (saws), one can be assured of never ever being misled; but if one believes, obeys and follows any other guidance, other than that of Allah and His Messenger (saws), one can be assured of being led astray.


Whatever written of Truth and benefit is only due to Allah’s Assistance and Guidance, and whatever of error is of me alone. Allah Alone Knows Best and He is the Only Source of Strength.


Your brother and well wisher in Islam,






Related Answers:

Recommended answers for you: