Mu' meneen Brothers and Sisters,

As Salaam Aleikum wa Rahmatullahi wa Barakatuh. (May Allah's Peace, Mercy and Blessings be upon all of you)

One of our brothers/sisters has asked this question:

As-salaam alaikum my brother,

WE at home are having mental torture from people and cops because my brother had so many debts and left us without informing.Allah is the supreme he can do anything if he wills.I request you to help us out from all these mental tensions.All at home are getting sick very often especially my aged mom.So i request you to tell us wat should we do to protect ourselves from all the evil people.

I also request you to tell us what should we do to protect my brother also from all the evil and may allah have mercy on him and all at home.

please my brother guide us as we have none other than allah with us.Only Allah...Have mercy on us brother.and helps us..

jazak allahu khairun 

(There may be some grammatical and spelling errors in the above statement. The forum does not change anything from questions, comments and statements received from our readers for circulation in confidentiality.)

Answer:

Repay debt dua

In the name of Allah, We praise Him, seek His help and ask for His forgiveness. Whoever Allah guides none can misguide, and whoever He allows to fall astray, none can guide them aright. We bear witness that there is none worthy of worship but Allah Alone, and we bear witness that Muhammad (saws) is His slave-servant and the seal of His Messengers.

Allah Says in the Holy Quran Chapter 2 Surah Baqarah verses 280-281:

280 If the debtor is in a difficulty grant him time till it is easy for him to repay. But if ye remit if by way of charity, that is best for you if ye only knew.

281 And fear the day when ye shall be brought back to Allah. Then shall every soul be paid what it earned, and none shall be dealt with unjustly.

Sahih Al-Bukhari Hadith 3.777 Narrated by Abu Huraira

Allah's Messenger (saws) owed a man some debt and that man demanded the Prophet (saws) pay back his debt very harshly. The companions of the Prophet (saws) wanted to harm him (for speaking harshly to the Prophet (saws)), but the Prophet (saws) said to them, "Leave him, as the creditor has the right to speak harshly."

Although time and time again Allah and His Messenger (saws) have guided the (believing) creditors to have mercy on their debtors who are unable to pay back their debt, and give them some extra time if they are genuinely unable to fulfill their debt….if one or some amongst the creditors chose to speak harshly with their debtors when demanding their debt, they are within their rights to do so.

Respected sister, other than paying back the debt, there is very little a debtor can do except bear the harshness of their creditors…..one amongst the best supplications one can and should constantly make when in debt is the one taught by the Messenger of Allah (saws)….it is expected that Allah Subhanah will cause their debt to be paid even if it were as great as a mountain.

Fiqh-us-Sunnah Fiqh 4.131b

Ali related that a slave, who had agreed on terms of his freedom with his master, came to him and said, "I cannot pay my master as I agreed in the terms of freedom, so help me." Ali said to him, "Let me teach you the supplication that the Prophet (saws) taught me. If you say it, Allah will cause your debt to be paid even if it be as great as a mountain. Say, 'O Allah, make Your lawful bounties sufficient for me so as to save me from what is unlawful, and from Your Grace grant me sufficient abundance to make me free from the need of all except You'."

Related by Tirmidhi.

May Allah Subhanah make your trial easy for you and your family, and from His Infinite Sources and Bounties provide you with abundance so as to make you free from the need of all except Him. Ameen.

Whatever written of Truth and benefit is only due to Allah’s Assistance and Guidance, and whatever of error is of me alone. Allah Alone Knows Best and He is the Only Source of Strength.

Your brother and well wisher in Islam,

Burhan