My parents are disabled and aged around more than 65 means they cant walk properly and they desire to perform Haj this year
Mu' meneen Brothers and Sisters,
As Salaam Aleikum wa Rahmatullahi wa
Barakatuh. (May Allah's Peace, Mercy and Blessings be upon all of you)
One of our brothers/sisters has asked
this question:
Dear
Burhan,Asalaamu alaikum,
I have
one question regarding Haj,My parents are disabled and aged around more than 65
means they cant walk properly and they desire to perform Haj this year,I
also wish to go along with them to assist them in performing Haj,But I have
learnt that I m not eligible since I have taken a Loan from Bank with Interest
for buying a house which I have given it on a rent.This hose is in addition to
one which I live in pls. let me know whether I m eligible to perform Haj if not
can I do the niyyah of Navfil Haj nad proceed with my parents or tell me what
other options do I have?
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Answer:
Hajj and loans
In the name of Allah, We praise Him, seek His help and ask
for His forgiveness. Whoever Allah guides none can misguide, and whoever
He allows to fall astray, none can guide them aright. We bear witness that
there is none worthy of worship but Allah Alone, and we bear witness that
Muhammad (saws) is His slave-servant and the seal of His Messengers.
Dear and beloved brother in Islam, although you have not
asked this specific question, but as your well-wishers and brothers in Islam,
we consider it our duty to inform and warn you regarding the absolute
forbiddance of Allah and His Messenger (saws) regarding the indulgence of the
believers in the evil and abomination of ‘riba’ (usury, interest, etc.)
Allah says in the Holy Quran Chapter 2 Surah
Baqarah verse 274-276:
But those who devour ‘riba’ become like the one
whom Shaitaan has bewitched and maddened by his touch. They have been condemned to this condition
because they say, “Trade is just like
‘riba”, whereas Allah has made trade
halaal and ‘riba’ haraam.
Henceforth, if one abstains from
taking ‘riba’ after receiving this admonition from his Lord, no legal action shall be taken against him
regarding the ‘riba’ he had devoured before:
his case shall ultimately go to Allah.
But if one repeats the same crime even after this, he shall go to Hell, where he shall abide for ever! Allah deprives ‘riba’ of all blessing and
develops charity, and Allah does not
like an ungrateful, sinful person.
Allah says further in the Holy Quran Chapter 2
Surah Baqarah verse 278:
O Believers!,
fear Allah and give up that ‘riba’ which is still due to you, if you are true believers. But if you do not do so, then you are warned of the declaration of war against you
by Allah and His Messenger!
Allah says in the Holy Quran Chapter 4 Surah
Nisa verse 161:
That they took ‘riba’, although they were forbidden. And that they devoured men’s substance
wrongfully. We have prepared for those
among them who reject faith a grievous punishment (of Hell Fire)!
Al-Tirmidhi Hadith 2829 Narrated by Ali ibn AbuTalib
Ali said he heard Allah's Messenger (saws)
invoke the curse of Allah on those who took usury, those who paid it, those who
recorded it, and those who refused to give sadaqah.
Your Question: But I
have learnt that I m not eligible since I have taken a Loan from Bank with
Interest for buying a house which I have given it on a rent.This hose is in
addition to one which I live in pls…. let me know whether I m eligible to
perform Haj
Allah says in the Holy Quran Chapter 3 Surah Ale
Imran verses 96-97:
Undoubtedly the first House of Worship ever to
be built for mankind is the one which is at Makkah. It was blessed, and made the center of
guidance for all the peoples. In it are
clear Signs; there is a spot where
Ibraheem used to worship; and it is the Santuary, and whoever enters it becomes
safe and secure. Allah has, therefore, a right on the people that the one, who can afford to reach the House, should perform Hajj there. And the one who disobeys (this commandment
should know that) Allah is Self-Sufficient, and does not stand in need of
anyone.
Allah Subhanah has made the pilgrimage of Hajj obligatory
on every sane, adult believer who has the financial and physical means to reach
the House at least once in their lifetime.
This pilgrimage of the Hajj is so sanctified that it is listed as one of
the five pillars upon which the deen of Islam is built!
If one does not have the necessary finance to afford the
Hajj journey or stay, then Hajj would not be deemed obligatory for such a
person; nor would the Lord Most Merciful, Most Gracious hold such a person
accountable for not performing the Hajj.
Fiqh-us-Sunnah Fiqh 5.15a
Abdullah ibn Abi 'Awfa relates: "I asked
the Prophet (saws) about a man who has not performed Hajj, 'Should he not get a
loan to perform Hajj?' The Prophet (saws) replied: 'No'”
Related by Al-Baihaqi.
If one does not posses the necessary provisions to perform
the Hajj, such a person will be excused by Allah Subhanah for not being able to
perform the obligatory Hajj pilgrimage.
If one took out a loan especially to perform the Hajj, although the Hajj
of the person would be deemed valid, but one would have acted against the clear
guidance and command of the Messenger of Allah (saws)…..and thus severely
disliked.
But if one has the necessary provisions and can afford the
Hajj journey and stay, and one also possesses the physical abilities to perform
the Hajj pilgrimage, then one is indeed eligible to go to Hajj and perform this
obligatory duty unto their Lord.
The taking of a loan by itself does not make one
ineligible to perform the Hajj, but it is the taking of a loan only so that one
may fulfill the Hajj expenses which is severely disliked and forbidden by the
Messenger of Allah (saws).
Thus if there is one who has an outstanding loan
(hopefully interest-free), and one is paying one’s installments due on their
outstanding loan according to their agreed schedule with the lender, and one
has the financial and physical ability to afford the Hajj journey and stay, one
would be liable and eligible to perform the obligatory Hajj pilgrimage unto
their Lord.
What is absolutely forbidden and severely disliked in
Shariah is that one who cannot afford the Hajj journey and stay, and one takes
a loan specifically to pay for their Hajj expenses....this is severely disliked
and forbidden in Shariah.
Whatever written of Truth and benefit is only due to
Allah’s Assistance and Guidance, and whatever of error is of me alone. Allah Alone Knows Best and He is the Only
Source of Strength.
Your brother and
well wisher in Islam,
Burhan