What to read in debt?
Mu' meneen Brothers and Sisters,
As Salaam Aleikum wa Rahmatullahi wa Barakatuh. (May Allah's
Peace, Mercy and Blessings be upon all of you)
One of our brothers/sisters has asked this question:
Salaam brother,
I am in serious need of advice,unfortunately since leaving university and
strating up my business, i am in serious debt, and sadly my family cant help
pay it off. Can u tell me what surah's i should be reading?
(There
may be some grammatical and spelling errors in the above statement. The forum
does not change anything from questions, comments and statements received from
our readers for circulation in confidentiality.)
Answer:
In the
name of Allah, We praise Him, seek His help and ask for His forgiveness.
Whoever Allah guides none can misguide, and whoever He allows to fall astray,
none can guide them aright. We bear witness that there is no one (no idol, no
person, no grave, no prophet, no imam,
no dai, nobody!) worthy of
worship but Allah Alone, and we bear witness that Muhammad(saws) is His
slave-servant and the seal of His Messengers.
Fiqh-us-Sunnah Fiqh 4.131b
When One is in Debt
Ali related that a slave, who had agreed on terms of his freedom
with his master, came to him and said, "I cannot pay my master as I agreed
in the terms of freedom, so help me."
Ali said to him, "Let me teach you the supplication that the
Prophet (saws) taught me. If you say it, Allah will cause your debt to be paid
even if it be as great as a mountain. Say, 'O Allah, make Your lawful
bounties sufficient for me so as to save me from what is unlawful, and from
Your Grace grant me sufficient abundance to make me free from the need of all
except You'."
Related by Tirmidhi.
Abu Sa'id al-Khudri reported, "One day the Prophet (saws)
entered the mosque. He (saws) saw there a man from the Ansar called Abu
Umamah. He (saws) asked, 'What is the
matter with you that I see you sitting in the mosque when it is not the time of
prayer.' He replied, 'I am very much
worried and in great debt, O Messenger of Allah (saws)!' The Prophet (saws) said, 'Let me teach you
words to say so that Allah will remove your worries and settle your debt?' He
exclaimed, 'Of course, O, Messenger of Allah (saws).' The Prophet (saws) said, 'Say in morning and
evening, "O Allah, I seek refuge in You from all worry and grief. I seek refuge in You from incapacity and
slackness. I seek refuge in You from cowardice and niggardliness, and I
seek refuge in You from being overcome by debt and being subjected to men".'
The man said, 'When I did that, Allah removed all my worries and settled my
debt'."
Related by Abu Dawood.
Fiqh-us-Sunnah Fiqh 4.132
When One is Faced with Something Difficult or Unpleasant
Abu Hurairah reported that the Prophet (saws) said, "When
one of you is afflicted with any misfortune he should say, 'Inna li llahi
wa inna 'ilayhi Raji'un (We are from Allah, and to Him is our return),'
even if it be merely losing one's shoe straps, for this is also a
misfortune."
Related by Ibn As-Sinni.
Abu Hurairah reported that the Prophet (saws) said, "A
strong believer is better and dearer to Allah than a weak believer, and there
is good in everyone, but cherish what gives you benefit in the Hereafter and
seek help from Allah and do not lose heart, and if anything (in the form of
trouble) comes to you, don't say, 'If I had not done that, such and such thing
would not have happened,' but say, 'Allah has ordained it so, and
whatever He Pleases, He Does,' because 'ifs' and 'buts' open the door
for Shaytaan."
Related by Muslim.
Dear and
Beloved Brother in Islam, may Allah Subhanah make your trial easy for you and
relieve you of your debt, and may the Bounteous and Gracious Lord make you free
from the need of anyone, except Him Alone.
Whatever
written of Truth and benefit is only due to Allah’s Assistance and Guidance,
and whatever of error is of me. Allah
Alone Knows Best and He is the Only Source of Strength.
Your Brother in Islam,
Burhan
Wister