Buying a flat by instalments when there is a clause in the contract that stipulates a penalty in the event of late payment

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Giving a loan with a penalty clause
Taking money from the insurance company with the stipulation that more be paid in the event of delay

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Related Answers:
Penalty clauses in contracts: when are they valid and when are they not?
Ruling on depositing money in the bank, and interest
Transferring money to the supplier in a foreign currency via the bank
Giving a loan with a penalty clause
Taking money from the insurance company with the stipulation that more be paid in the event of delay

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