Paying zakaah via credit card

Dear Brothers & Sisters,
As-Salaamu-Alaikum wa Rahmatullahi wa Barakatuh. (May Allah's Peace, Mercy and Blessings be upon all of you)

One of our brothers/sisters has asked this question:

I was wondering if it was permissible to pay zakah using a credit card since i have the funds to do so and can pill the bill without any interest.

(There may be some grammatical and spelling errors in the above statement. The forum does not change anything from questions, comments and statements received from our readers for circulation in confidentiality.)

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Answer:

Praise be to Allaah.

Firstly:

It is not permissible to subscribe to credit cards unless one is forced to do so, because this is a riba-based contract, and riba is haraam according to the Qur’aan, Sunnah and scholarly consensus.

See questions no. 13735, 13725 and 3402.

Secondly:

With regard to paying zakaah via credit card, if you have money saved to cover what you are going to pay, so that you will not have to pay any interest – as you mention in the question – then there is nothing wrong with paying zakaah by this method.

But if you do not have money saved to cover what you are going to pay, then this is considered to be a loan with interest from the bank, which is riba and is haraam, so it is not permissible for you to pay zakaah or anything else by this method. Allaah is Good and does not accept anything but that which is good.

And Allaah knows best.

Whatever written of Truth and benefit is only due to Allah's Assistance and Guidance, and whatever of error is of me. Allah Alone Knows Best and He is the Only Source of Strength.

Your brother and well wisher in Islam

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