Ruling on opening an empty account in a riba-based bank

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Credit cards
Do the heirs have to get rid of interest/riba?

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Transferring money from one currency to another
Bank's interest is called riba (usury) in sharee'ah
The bank is asking him to open two accounts, one for saving, on the grounds that it will protect his money
Credit cards
Do the heirs have to get rid of interest/riba?

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