She swore that she would not eat from their wealth unless they stopped dealing with bonds concerning which the scholars differed

Dear Brothers & Sisters,
As-Salaamu-Alaikum wa Rahmatullahi wa Barakatuh. (May Allah's Peace, Mercy and Blessings be upon all of you)
One of our brothers/sisters has asked this question:
I live in a gulf country. People here started dealing with what is called (national cheques) and are saying that it is halal. So I started using them as well as my family did. Some time after this some scholars (including the mufti of one of the emirates) said it includes Islamic restriction and they informed the Islamic bank about them but the bank did not fully investigate.
So now these cheques are disagreed upon some say it is halal while others say it is haram. When I knew this I told my family that I want to withdraw from such transactions and I have already withdrawn Alhamdulillah. I advised my family to withdraw theirs but they did not respond to me. I swore that I would not even drink a cup of water if they win any extra amount and I repeated my oath in different occasions, not at the same time. What shall I do? How shall I expiate? Is it permissible for me to eat from what is made of this money? I really do not want to even drink water which is bought by this money, what shall I do? Please answer me. I am a girl and I cannot live alone.
(There may be some grammatical and spelling errors in the above statement. The forum does not change anything from questions, comments and statements received from our readers for circulation in confidentiality.)
Check below answers in case you are looking for other related questions:

Praise be to Allaah.


The one who wants to engage in some transaction with a company or anyone else must know the rulings on that, and find out whether it is Islamically acceptable, either by researching it himself or asking the scholars, as Allaah says (interpretation of the meaning): “So ask of those who know the Scripture, if you know not” [al-Nahl 16:43].   

If you subscribed to these bonds following a fatwa issued by a trustworthy scholar which said that they are permissible, then there is no sin on you. 

If a person is sure that they are haraam, then it is not permissible for him to subscribe to them. If a person subscribes to them then finds out that they are haraam, then he must get out of it, and there is no sin on him for what happened in the past. 

You have done well to get out of it and withdraw your money. This is safer and better. 


If your family do not think that they are haraam, then they do not have to get rid of these bonds, because they followed the fatwa of one who said they are permissible. If they are not qualified to know the difference and determine what is more correct, and they rely on following a scholar whom they trust, there is no blame on them. 


It is permissible for you to eat and drink food and drink offered to you by your family, because their wealth is mixed, and because wealth that is haraam because of the manner in which it is acquired is haraam only for the one who acquires it and not others who take it from him by permissible means. See the answer to question no. 45018

With regard to your oath, if you wish you may adhere to it, and not benefit from anything that results from the profits of these bonds, whilst benefiting from their other wealth, or if you wish you may offer expiation for breaking your oath. 

You only have to offer expiation once, because the one who swears repeated oaths concerning the same thing only has to offer expiation once in the event of breaking the oath. See the answer to question no. 38602

And Allaah knows best.

Whatever written of Truth and benefit is only due to Allah's Assistance and Guidance, and whatever of error is of me. Allah Alone Knows Best and He is the Only Source of Strength.

Related Answers:

Recommended answers for you: