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Is Insurance Haraam?

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As Salaam Aleikum wa Rahmatullahi wa Barakatuh.  (May Allah's Peace, Mercy and Blessings be upon all of you)



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Is insurance Haram if so why Can we work for an insurance company does islam enables to work in an insurance company or not


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Is Insurance Haraam?

In the name of Allah, We praise Him, seek His help and ask for His forgiveness. Whoever Allah guides none can misguide, and whoever He allows to fall astray, none can guide them aright. We bear witness that there is no one (no idol, no person, no grave, no prophet, no imam, no dai, nobody!) worthy of worship but Allah Alone, and we bear witness that Muhammad (saws) is His slave-servant and the seal of His Messengers.


The present conventional insurance format as practiced in the modern world is predominantly interest-based, and Allah and His Messenger (saws) have clearly forbidden the concept of riba and interest in Islam. Besides, a believer is commanded to put his trust in Allah Subhanah; and with the present concept of conventional insurance, one puts his trust on the insurance he has taken out in case of a calamity.


The concept of Insurance itself is not declared haraam, and there are ways to be Islamically insured in the modern world through one of the many Islamic Insurance Companies, who adhere to the principles laid down in the Shariah.


Your Question: Can we work for an insurance company does islam enables to work in an insurance company or not

When Allah and His Messenger (saws) have declared something forbidden, then to derive any income from such an establishment would also be forbidden. Thus, if one is seeking employment, he should abstain from seeking work in a conventional Insurance company. But if one is already working in an insurance company, it would be prudent for him to seek repentance of Allah, and search for another place to employ his talents; and when he finds an appropriate job, resign from the present Insurance job. And if one does this move purely for the sake of Allah Subhanah, it is expected that the Bounteous Lord will enrich him from His Infinite resources and give him a huge reward for his efforts to obey the commands of Allah and His Messenger (saws).


Whatever written of Truth and benefit is only due to Allahs Assistance and Guidance, and whatever of error is of me. Allah Alone Knows Best and He is the Only Source of Strength.


Your Brother in Islam,




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